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Welcome!
 
We believe true wealth managment is more than proper management of your financial resources. It requires a big picture look starting with a clear understanding of your values and goals, then aligning your finanical resources to support your goals.  Lighthouse Financial Planning, LLC is a "fee-only" firm that takes a client-centered approach to finanical planning.  We believe it's about YOU and not just your finanical resources.  Please take a few minutes to surf our site, learn more about our approach, our planners and what the term  fee-only really means and how to select a tusted advisor.
 
 
What Does Fee-Only Mean?
 
Fee-Only advisors are just that, advisors.  Their primary role is to provide advice to you, for your situation.  They do not sell any products and therefore do not receive any commission for recommending one mutual fund versus another or suggesting one insurance policy over another.
 
We’ve all been there. Listening to a recommendation for Mutual Fund A or Insurance Policy B, wondering why can’t I comprehend the few alternatives being offered. What’s driving these sales or recommendations?  Who's best interest is really being served here? 
 
The fee-only model of compensation significantly reduces the potential for conflicts of interest between the client and advisor by eliminating the advisor's monetary incentive to sell you a product (mutual fund, insurance policy, etc.).  Fee-only advisors are paid by you, the client, so the only incentive is to recommend the best option for you and your situation.  We refer to this as the "Fiduciary Standard of Care" which simply stated means the client's interest comes first and foremost.  
 
As Warren Buffett once said, “As the tide washes out, we find out who’s been swimming naked.” Through today’s news we learn ever more about conflicts of interest in the brokerage, mutual fund, and insurance industries. That’s why we, at Lighthouse Financial Planning, have sworn ourselves to the fiduciary standard of care and are fee-only advisors.

 

 

 
101 Parkshore Drive, Suite 100
Folsom, CA  95630
Phone 916-932-7200   Fax 916-932-7201

IMPORTANT CONSUMER DISCLOSURE:

This website provides general information on our services and a way for you to contact us. We do not render personalized financial planning or investment advice through the website. Advice may only be rendered after the delivery of Form ADV-Part II, the execution of an investment advisory and/or financial planning agreement, and the initial payment of a planning fee or investment advisory fee. We offer to deliver, without charge, a copy of our brochure (ADV Part II) upon request.

This website is for informational purposes only and does not constitute a complete description of Financial Planning or Investment Management services. Information throughout this site, whether stock quotes, charts, articles or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. There are no warranties, express or implied, as to the accuracy, completeness, or results obtained from any information posted on this or any "linked" web site.

We may transact business only in states in which we are legally registered, or in states that exclude or exempt us from registration.

PASSWORD-PROTECTED AREAS: Some of the material, notably under CLIENT UPDATE, is password-protected and access to these areas is restricted to authorized users only.

©2010 Lighthouse Financial Planning, LLC -A Fee-Only Firm. All rights reserved.